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How Much Is Your Auto Accident Compensation Worth? Car accident damages are meant to compensate victims for their losses. Some of the damages include the cost of repairs to property, medical bills and the pain and suffering. In New York, you have up 3 years to initiate legal action after a crash, however delay can be detrimental to your case. As time passes, evidence could be lost or destroyed witnesses may forget crucial details. Damages In the case of a car accident victims may be compensated for their economic losses such as medical bills or lost wages. In addition, they could be compensated for non-economic damages such as discomfort and pain. The amount of compensation you are entitled to depends on the severity of your injuries and the impact they have on your life. A skilled attorney for auto accidents will help you determine the worth of your injuries as well as damage to property, and negotiate an equitable settlement with the insurance company. But, keep in mind that insurance companies are in business to make money. They will do all they can to pay your claim as inexpensively as possible. You need an attorney who will fight to obtain the maximum amount you're entitled to. In auto accident attorneys omaha to the cost of repairing your vehicle, you may also be eligible to claim compensation for any personal items that were damaged by the accident. This includes your clothes, shoes and jewelry. You may also be eligible for compensation for expenses relating to garden maintenance, housekeeping or childcare, if you are unable to perform these tasks due to injuries. In determining the worth of your claim, the deductible is also considered. You must pay your deductible before the insurance company begins to compensate you for your losses. You can then sue the motorist who was at fault to recover any remaining damages. Medical bills The medical bills that arise from a car accident can quickly mount up. The average cost of an ambulance ride, hospital stay and inpatient treatment can reach tens of thousands dollars or more. The cost of prescription medication physical therapy, prescription medications, and other therapies can rise as the accident victim recovers. If a driver is found to be at fault in a lawsuit they are liable for the victim's damages, including medical expenses. However the law doesn't typically require the at-fault party to pay a medical bills of their victim on a regular basis. If you don't live in a state that is no-fault the first step to receiving reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Based on the limits of your policy the coverage could be able to cover the majority or all your medical expenses. You must also file a claim against the liability coverage of the motorist at fault, and also your own uninsured driver policy. These insurance policies could reimburse your medical expense costs, although they often come with deductibles as well as other terms which you must follow. A knowledgeable lawyer can help you in navigating the process of getting your medical bills paid. This will let you reduce the amount you spend on medical bills and concentrate on your recovery. Lost wages Accidents that involve cars can cause you to miss work. This could leave you without a source of income and unable to pay your bills. You may have to borrow money from friends or family members. Settlements can take a long time. In the meantime, you'll have to pay the bills yourself and wait for the settlement. A claim for lost wages may help you recover the money you would have earned if not for the car accident injury. This could include hourly wage and salary, but could also include other financial advantages like bonuses and raises. Your lawyer can help you calculate your actual loss of earnings. You can either make a claim through a no-fault insurer or pursue the party at fault for lost wages. The claim usually includes your medical bills, evidence of your absence from work due to your injuries, and evidence of your loss of earnings capacity. It is also referred to as the demand package. You'll need to submit a letter from your employer which confirms the details of your employment, including the days that you were absent due to your injury, as well as the hours you typically work. You will also need to submit your pay slips and tax documents. Your attorney can assist you collect these documents and create a convincing demand form to present to the insurance company or the judge in your case. Suffering and pain Certain expenses associated with an accident can be figured all the way to the penny for example, medical bills, emergency services surgeries, medications and lost wages. But others aren't. These damages that are not quantifiable are known as”pain and suffering” and are an essential element in a victim's compensation claim. Pain and suffering encompasses both the physical and emotional consequences of an accident. A victim's injuries could have a lasting impact on their lives, leading to permanent disability, or even death. For example, an injured victim who suffers from a crippling brain injury may never be able to perform or function normally again. These kinds of injuries can be worth an enormous settlement. In the majority of instances, the amount pain and suffering the victim endures is contingent on the extent of their injuries and how it has affected their life. An experienced attorney will look into the specific details of your case to determine the most appropriate amount to settle. They will use the previous settlement amounts for similar injuries as a reference in order to give you an idea of what your case is worth. Insurance companies often attempt to undermine victims who claim suffering and pain by saying that their physical or emotional injuries are not serious enough. A knowledgeable lawyer can stand up to these tactics and negotiate on behalf of you with the insurance company to ensure you get an equitable settlement.